Best Credit Cards for Disney: A Simple Guide

Planning a Disney trip involves various expenses, and choosing the right credit card can make it more affordable and rewarding. Here’s a straightforward overview of the best credit cards for different aspects of your Disney experience.

## 1. **Bank of America® Premium Rewards® Credit Card**

   – *Best for*: Covering purchases with points for those with Bank of America Preferred Rewards® program status.

 

## 2. **Bilt Mastercard®**

   – *Best for*: Using points to pay for Disneyland with no annual fee.

 

## 3. **Capital One Savor Cash Rewards Credit Card**

   – *Best for*: Cash back on theme park tickets.

 

## 4. **Capital One Venture X Rewards Credit Card**

   – *Best for*: Using a travel credit on Disney hotels.

 

## 5. **Chase Sapphire Reserve**

   – *Best for*: Using a travel credit for hotels or hotel-and-ticket packages.

 

## 6. **Citi Premier® Card**

   – *Best for*: Discounts on Disney hotels through the Citi Travel portal.

 

## 7. **Citi Prestige® Card**

   – *Best for*: A fourth night free on Disney hotels in the Citi Travel portal.

 

## 8. **Disney Premier Visa Card**

   – *Best for*: Earning and redeeming Disney Rewards Dollars for on-property hotels and park tickets.

 

## 9. **Hilton Honors American Express Aspire Card**

   – *Best for*: Extra perks on stays at Hilton hotels and resorts near Disney parks.

 

## 10. **IHG One Rewards Premier Credit Card**

   – *Best for*: Stays at IHG hotels and resorts near Disney parks.

 

## 11. **Marriott Bonvoy Boundless Credit Card**

   – *Best for*: Stays at Marriott hotels and resorts near Disney parks.

 

## 12. **Platinum Card® from American Express**

   – *Best for*: Using hotel credits and unlocking perks at luxury properties near Disney.

 

## 13. **World of Hyatt Credit Card**

   – *Best for*: Stays at Hyatt hotels and resorts near Disney parks.

 

## 14. **Wyndham Rewards Earner® Plus Card**

   – *Best for*: Stays at Wyndham hotels and resorts near Disney parks.

 

*(Note: Information collected independently by The Points Guy. Card details not reviewed by the issuer.)

## **Using Travel Credits at Disney: Quick Tips**

– **Chase Sapphire Reserve:** Use the $300 annual travel credit for hotels or hotel-and-ticket packages directly with Disney or via a travel agent.

 

– **Capital One Venture X:** Book via Capital One Travel for the $300 annual credit, often including Disney World hotels.

 

– **Citi Cards:** Prestige and Premier offer annual credits for hotel bookings through Citi Travel.

 

– **Amex Platinum:** Up to $200 in hotel credits annually for Fine Hotels + Resorts and The Hotel Collection.

 

## **Using Points for Disney Tickets: What Works?**

– **Useful Points:** Bilt Rewards, Capital One Miles, Chase Ultimate Rewards, and Citi ThankYou points.

 

– **Bilt Rewards:** Book Disneyland and Disneyland Paris tickets in its portal.

 

– **Capital One Travel:** Book Disney hotels and pay with miles.

 

– **Chase Ultimate Rewards:** Redeem for Disneyland tickets.

 

## **Using Points for Disney Hotels: Strategies**

– **Disney Premier and Disney Visa:** Redeem Rewards Dollars for on-property hotels.

 

– **Marriott Hotels:** Use Marriott Bonvoy points for on-site lodging.

 

– **Off-Property Options:** Hilton Honors, Wyndham Rewards, and IHG One Rewards points for nearby hotels.

 

– **Various Travel Portals:** Citi Travel, Capital One Travel, and others allow points redemption for Disney hotels.

 

## **Paying for Disney Tickets: Best Credit Cards**

– **Capital One Savor Cash Rewards:** Earn 4% cash back on entertainment purchases, including theme park tickets.

 

– **Marvel Mastercard:** Earn 3% back on entertainment and theme park tickets.

 

– **Everyday Spending Cards:** Consider cards with good returns on general spending.

 

## **Best Credit Cards for Disney Meals**

– **Dining Category Cards:** Use cards with bonus points for dining expenses.

 

– **Travel Bonus Cards:** Some may not earn extra points at theme park restaurants.

 

## **Best Credit Cards for Flights to Disney**

– **Points and Miles:** Use them for free or discounted flights to Disney parks.

– **Explore Options:** Learn about getting started with points, miles, and credit cards.

### **Building Your Own Disney Credit Card Strategy**

– **Disney Rewards Dollars:** Useful for offsetting costs.

 

– **Sign-Up Bonuses:** Fastest way to earn large sums for travel expenses.

 

– **Flexibility is Key:** Mix various credit cards for a more versatile strategy.

## **Choosing Your Disney Credit Card**

– **Consider Expenses:** Evaluate all your Disney trip expenses, including theme park tickets and beyond.

 

– **Stay Flexible:** The best Disney credit card may not be a “Disney” card; a mix of points can offer more flexibility.

– **Choose Wisely:** Pick cards that align with your spending habits and travel goals.

 

Planning a magical Disney trip can be made more affordable and enjoyable with the right credit card strategy. Explore the options, consider your preferences, and make your Disney experience truly enchanting!

 

 

wisy
wisy

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