.jpeg "Best Business Credit Cards - in 2024")
Choosing the right business credit card can make a big difference for your venture. Here’s a simple breakdown of some top choices in a table format:
|
Card |
Annual Fee |
Rewards |
Welcome Bonus |
Intro APR |
APR |
Why We Like It |
|
Amex Blue Business Cash |
$0 |
2% cash back on eligible purchases (up to $50,000 per year) |
$250 statement credit after $3,000 in first 3 months |
0% for 12 months |
18.49%–26.49% variable |
High cash-back rate, $0 annual fee |
|
Chase Ink Business Cash |
$0 |
5% cash back on office supplies, internet, and more |
$900 bonus cash back after $6,000 in first 3 months |
0% for 12 months |
18.49%–24.49% variable |
Generous welcome bonus, versatile rewards |
|
Chase Ink Business Preferred |
$95 |
3x points on various business expenses |
100,000 points after $8,000 in first 3 months |
N/A |
21.24%–26.24% variable |
Travel benefits, valuable points |
|
Delta SkyMiles Platinum Amex |
$250 |
3 miles per $1 on Delta purchases |
60,000 Bonus Miles after $3,000 in first 3 months |
N/A |
20.99%–29.99% variable |
Free checked bag, companion certificate |
|
IHG One Rewards Premier |
$99 |
Up to 26 points per $1 at IHG hotels |
140,000 Bonus Points after $3,000 in first 3 months |
N/A |
21.49%–28.49% variable |
Free anniversary night, IHG Platinum Elite status |
|
U.S. Bank Business Platinum Visa |
$0 |
None |
None |
0% for 18 billing cycles |
17.24%–26.24% variable |
Longest 0% APR period, no annual fee |
|
Bank of America Premium Rewards Elite |
$550 |
2 points per $1 on travel and dining |
75,000 bonus points after $5,000 in first 90 days |
None |
20.24%–27.24% variable |
Luxury perks, $300 airline credit |
|
BofA Business Advantage Travel Rewards |
$0 |
1.5 points per $1 on all purchases |
30,000 bonus points after $3,000 in first 90 days |
0% for first 9 billing cycles |
18.49%–28.49% variable |
Affordable, simple rewards |
|
Capital One Spark 1.5X Miles Select |
$0 |
1.5X miles on all purchases |
50,000 miles after $4,500 in first 3 months |
None |
18.49%, 21.49%, or 24.49% variable |
No annual fee, flexible redemption |
|
U.S. Bank Business Altitude Connect |
$95 (introductory $0 for first 12 months) |
Up to 5X points on various categories |
60,000 points after $6,000 in first 180 days |
None |
20.24%–28.24% variable |
Budget-friendly with travel perks |
