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It’s summer, associate with adventure, relaxation and making memories. But long days mean long spending. Don’t leave all those fun filled days to end as financial stress in the fall. Save with every splash of summer sun and enjoy every bit of it with our Summer Savings Splash method.

Why a Summer Budget Matters

Summer can be a financial whirlwind, this can all easily add up quickly on vacations, festivals, barbecues and unexpected expenses. Creating a summer budget is key to:

Awareness: Have a clear idea on where your money goes, whether a spend on impulse buy or unknown costs.

Prioritizing Fun: Fund the activities you care most about, whether you need a weekend getaway or just some popsicles, so you can go out and have a weekend or save it for another day.

Building Towards Goals: Spend some of that extra cash you’re saving on summer splurges on big financial aspirations.

Your Summer Savings Splash Template

A simple budgeting tool is your financial lifeguard while spontaneous fun is certainly… well… fun. Here’s an easy-to-use template outline you can adapt to your needs:

Section 1: Vacation Spending

Date
Description (e.g., airfare, hotel, meals, activities)
Planned Budget
Actual Cost

Section 2: Summer Activities

Activity (e.g., concert tickets, mini-golf, ice cream outings)
Date
Planned Budget
Actual Cost

Section 3: Savings Goals

Goal (e.g., emergency fund, back-to-school shopping, holiday gifts)
Target Amount
Amount Saved So Far
Deadline

Make use of this template in a spreadsheet, any notebook or any app that already works for you. Expenses don’t just happen, track them as you go to remain accountable and empowered.

Sun-Kissed Savings Tips

Free Fun: When it comes to outdoorsy things to do: picnics, hikes, free concerts in the park and star gazing nights.

DIY Treats: Instead of paying the premiums for your snacks out on the town, whip up a homemade one for your outing.

Shared Experiences: Barbecue a potluck barbecue or beach day and ask everyone to bring something so that there is the maximum fun with the minimum cost to each.

Deals & Discounts: Shop at summer sales, look for free admission days at local museums, or coupons for attractions.

Make Your Summer Shine Brighter

Summer Savings Splash, such as it is, coupled with conscious spending habits will gift you with the summer of dreams and sonnet filled delights without the financial backlash. It’s not about sacrificing fun … it’s about making value-based choices, so you can absolutely enjoy the season.

Get your sunglasses, a nice cold beverage and go take over your summer spending today. You’ll be blown away by how much you save… and how much you can enjoy!