Life in college can be intimidating if you’re on a tight budget. But there really isn’t much left over for travel between compensating for tuition, textbooks, social activities, etc. But for a lot of students, a credit card to travel has become a game changer, providing not only financial flexibility, but rewards allowing reality to become dreams around the world to visit. But we asked some students who’ve enjoyed using their Credit Card to Travel and create memories that will never be forgotten.

Ashley’s European Escapade Study Abroad Adventure

Ashley — a junior who loves international relations — had always dreamed of studying abroad in Europe. When she got a student card with travel rewards she learned the power of a credit card to travel. “Things like groceries and gas I used it for everyday purchases,” she says. “It meant I paid it off each month, so I avoided interest, collected points towards flights and hotels.” By graduation, Ashley had travelled in five different countries, even with a credit card proving that a credit card to travel help you unlock incredible experiences.

Mike’s Spring Break Savings

Mike, a business major always looking for a bargain, found a student credit card to travel that offered a generous cash-back program. “I used it for everything – textbooks, school supplies, even my Netflix subscription,” he says. “By spring break, I had earned enough cash back to cover my flight and hotel.” Mike’s advice? “Treat your credit card to travel like a debit card, only spending what you can immediately pay off to avoid interest charges.”

Maria’s Credit-Building Journey

A freshman new to the world of credit, Maria learned fast that it had to build a good reputation in the area of credit. For a ‘no annual fee and low credit limit’ student credit card she opted to travel with. She says it was on her recurring expenses, like her phone bill and she paid her off in full every single month. Such responsible use of her credit card to travel as it was time to apply for a car loan was also able to build her credit score, so that she got better loan terms and lower interest rates.

Tips for Responsible Credit Card Use

These students’ stories demonstrate the potential of a credit card to travel, but responsible usage is crucial:Pay your balance in full every month to avoid paying interest charges that can erase the values of travel rewards.

Set a budget: Make sure you can pay your credit card bill, so track how you’re spending your money.

Choose the right card: Find a travel card that rewards you with miles, points or cash back toward things that matter in your travels like airline, hotel, or cash back.

Read the fine print: Know the card terms of annual fee, interest rates and rewards redemption procedures.

Having a credit card to use while traveling will help the students in enjoying adventure, but it should be done in a very wise way. Read on for tips and learn from real student’s experiences so that you can use your credit card to travel and have lasting memories during your college journey!

You can also look on how to apply for a students credit card here: Discover Simple Steps to Apply for a Student Credit Card.

You can also look on how to apply for a students credit card here: Student Credit Card: Discover Simple Steps to Apply for a Student Credit Card