Best Business Credit Cards – in 2024

Best Business Credit Cards

Choosing the right business credit card can make a big difference for your venture. Here’s a simple breakdown of some top choices in a table format:

Card

Annual Fee

Rewards

Welcome Bonus

Intro APR

APR

Why We Like It

Amex Blue Business Cash

$0

2% cash back on eligible purchases (up to $50,000 per year)

$250 statement credit after $3,000 in first 3 months

0% for 12 months

18.49%–26.49% variable

High cash-back rate, $0 annual fee

Chase Ink Business Cash

$0

5% cash back on office supplies, internet, and more

$900 bonus cash back after $6,000 in first 3 months

0% for 12 months

18.49%–24.49% variable

Generous welcome bonus, versatile rewards

Chase Ink Business Preferred

$95

3x points on various business expenses

100,000 points after $8,000 in first 3 months

N/A

21.24%–26.24% variable

Travel benefits, valuable points

Delta SkyMiles Platinum Amex

$250

3 miles per $1 on Delta purchases

60,000 Bonus Miles after $3,000 in first 3 months

N/A

20.99%–29.99% variable

Free checked bag, companion certificate

IHG One Rewards Premier

$99

Up to 26 points per $1 at IHG hotels

140,000 Bonus Points after $3,000 in first 3 months

N/A

21.49%–28.49% variable

Free anniversary night, IHG Platinum Elite status

U.S. Bank Business Platinum Visa

$0

None

None

0% for 18 billing cycles

17.24%–26.24% variable

Longest 0% APR period, no annual fee

Bank of America Premium Rewards Elite

$550

2 points per $1 on travel and dining

75,000 bonus points after $5,000 in first 90 days

None

20.24%–27.24% variable

Luxury perks, $300 airline credit

BofA Business Advantage Travel Rewards

$0

1.5 points per $1 on all purchases

30,000 bonus points after $3,000 in first 90 days

0% for first 9 billing cycles

18.49%–28.49% variable

Affordable, simple rewards

Capital One Spark 1.5X Miles Select

$0

1.5X miles on all purchases

50,000 miles after $4,500 in first 3 months

None

18.49%, 21.49%, or 24.49% variable

No annual fee, flexible redemption

U.S. Bank Business Altitude Connect

$95 (introductory $0 for first 12 months)

Up to 5X points on various categories

60,000 points after $6,000 in first 180 days

None

20.24%–28.24% variable

Budget-friendly with travel perks

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